The following article was written for Resources For Attorneys.com by David Hallstrom, a private investigator, he is not now nor has he ever been an attorney.You have been in a accident, automobile, slip and fall, workplace, etc.. Should you see or speak with an attorney?As far as I am concerned, the answer is always yes.When should you consult with an accident attorney? You should seek the advise of an accident attorney as soon as possible after the accident. Do not wait. You could be giving up certain rights. You should definetly speak with an attorney before speaking with the other sides insurance agent, adjuster or attorney.You say that you can not afford an attorney.
Most accident attorneys will consult with you for free and, if they take your case, will handle it on a contingency basis, not taking any fee untill the case is settled. Most settlements are increased to cover the cost of the attorney and therefore normally the attorney costs you nothing. Many attorneys will also advance all court costs for you if they are forced to file suit.You say that you were injured, however, the insurance company has offered to pay your medical bills and you do not feel it is right to take advantage of them by asking for additional money for your, pain, suffering, lost work, etc.. Don't you feel that you as a person are worth something? Do you think so little of yourself that you feel that your pain, suffering, inconvience, etc. is worthless.
You did not cause this accident. What you are going through was caused by someone else. You deserve to be compensated. The insurance company, as a matter of good business, has already built these types of costs into the premiums that they charge their customers. If the money does not go to you it will probably go to their shareholders or to increased salaries or ?.
Why shouldn't you be properly compensated. Remember most good attorneys are ethical and although they will attempt to obtain as much money for you as is due, they will not take your case unless they feel that it is proper.You say someone else admitted liability and said that their insurance will pay all your damages. That's great, however, what if the person changes his or her story later on and says that you were at fault. Or what if the other side's insurance company refuses to pay what you think is proper. In fact, how do you know what is proper? Remember, an insurance company may pay claims, but it is in business to make money.
It normally will not offer one dollar more than it has to and if you are not represented by an attorney the insurance company adjuster or attorney may feel that he or she can "get away" with paying much less than the claim may be worth. Additionally, what people state at the time of an accident is not always what they state after having spoken with a friend, insurance agent or attorney. Finally, an insurance adjuster or insurance attorney works for the insurance company, not for you. How do you know that what they are telling you is correct or true. Remember, in most instances, they are there to try and save the company money.
You need an attorney on your side to tell you what your rights and obligations are.You say that you were not hurt that bad or at all. How do you know how badly you were hurt. Some injuries do not show up for months. Other injuries may aggrivate a prior problem. Even if you have been found to be "ok" by a doctor, how do you know that a problem will not come up later.
If you have insurance and did go to a doctor, who is going to pay your co-pay or deductible. If you do not have health insurance, who is going to pay for your examination which should include xrays, etc.. If you retain an attorney he or she can probably refer you to a doctor who will accept a lien against the insurance settlement, thereby saving you from paying money out of your pocket.You say you have accident insurance, why not let them handle everthing for you. Your insurance company is there to defend any claims against you not to represent you in any claims against other parties. Additionally, they also are in business to make money.
How do you know if they are trying to settle a case to help you or to save themselves money.The foregoing article was written by the author based on experiences he has had as a private investigator representing both accident attorneys and insurance companies. This article is not stated as a legal opinion or as fact but instead is stated as opinion of the author.Permission is given to reprint this article providing credit is given to the author, David G. Hallstrom, and a link is listed to Resources For Attorneys the owner of this article. Anyone or any company reprinting this article without giving proper credit and the correct link, is doing so without permission and will be subject to legal action.For a nationwide directory of attorneys see usattorneysdirectory.us Or for more articles about attorneys or other lrgal matters see Legal Articles about resources for attorneys???resources for attorneys home???submit an articlereport bad links???contact us????Copyright 2004 Resources For Attorneys. All Rights Reserved Worldwide..
David Hallstrom has been a licensed private investigator for over thirty years. The majority, over 2000, of his clients are attorneys. He is also the President of Resources For Attorneys.com, a legal and lifestyle resource directory for attorneys, lawyers and the internet public.Keep Them Coming Back for More: How to Gain and Keep Customer Loyalty
How often do you go to the store and pass on new products because you always only buy one particular brand? Or, do you only drive one make of car because that's the only type of car your father ever drove? Chances are, this is not the case with you. You're more likely to base your decisions on need or cost rather than brand. Realize that you're not alone. Today's consumers are becoming increasingly less loyal to brands.So if your company has a particular product or service, how can you gain some of that customer loyalty back? Strategic marketing consultant Dennis Flynn helps business leaders identify the branding challenges of tomorrow and shows them how to leave a lasting impression and stay in the game. In his book, Brand Clout: Maintaining Relevance and Profitability Amidst Constant Change (Cameo Publications, $17.95, ISBN 0-9744149-5-6), Flynn offers "the ten rules of continuous relevance," which will help business leaders make the necessary changes to move their brands to the top...
Keep Them Coming Back for More: How to Gain and Keep Customer Loyalty
Asset Protection Expert Kevin Wessell of Companies Inc. Says New Bankruptcy Laws Mean Shielding One's Assets More Than Ever Before
Los Angeles (ContentDesk) September 30, 2005 -- "Asset protection (lawsuit protection) is more important now than it has been in the history of the US," asserts Kevin Wessell, the asset protection expert and who heads LA-based Companies Incorporated."Beginning in October 2005 a new law will go into effect that eliminates Chapter 7 debt elimination bankruptcy for 50% of the population. If you made more than the median income of your state, you can no longer wipe out your debts. You will be forced into a chapter 13 bankruptcy instead which gives the courts control of your spending and allocates a significant portion of your income to your enemies-at-law," said Mr. Wessell.Asset protection is controversial. Some say, "Well if you loose a lawsuit, you should pay." Where others agree with the attitude, "I've worked hard for my money.
If someone wants to take it away from me, they are going to have to work much harder," according to Mr. Wessell.
Mr Wessell went on to say:
...
Cheap Cell Phones
Nowadays you can find cheap cell phones from any cell phone provider.
They all have phones ranging from free to about $100 for new and current subscribers.
Many of these cheap cell phones may even be more than that but have a mail in rebate to get them below that $100 price.
This has made it easier for almost anyone to get a cell phone since they are no longer only for the "rich."
It's a fast growing trend.
Part of the new pricing for cheap cell phones is a lure for companies to get new business.
This not only includes gaining new clients who have never owned a cell phone but also trying to steal clients from their competitors.
Not only can a buyer find deals at the local stores, places online like www.cellphonecellphone.com also have deals.
Getting a cheap cell phone isn't just about the phone anymore either.
Accessories are a big part of having a cell phone.
And truthfully having a headset...
Home Owners Insurance
Homeowners insurance policies are designed to provide financial protection to your home incase of any disaster such as earthquake, fire, floods and poor maintenance. In fact, a homeowner policy is said to be a package policy in the sense that not only does it provide insurance cover to any damage caused to your home but it also covers your liability in case of any injuries or damage caused by you, the members of your family and your pets. However, in case of disasters like earthquakes and floods, you need to have a separate policy. A standard homeowner policy covers four major areas. These include structure of the home, personal belongings, liability protection, and additional expenses.
The additional expenses refer to the ones that you may have incur when you are temporarily unable to live in your house because of damages caused by disasters such as fire, or any other insured disaster.
Structural Cover
The policy covers repairs that may be required because...
Race Equipment Checklist for Mountain Bike Racers
I remember my first mountain bike race.
Whenever I showed up, and was just about to change into my cycling outfit, I realized that I hadn't packed my clothes!
Just kidding.
But the reason I remembered them is that I had a checklist of everything I would need.
I don't want you to forget anything, so I decided to put my list online.You should print this out and hang it by your bike stuff so you can check everything off as it goes in your car.
If you're preparing for your first race, or your eighty-first, better safe than sorry.BikeWater bottle (filled)CamelBak or Seat bag--spare tube--tire levers--mini-pump--CO2--energy gel--mini-tool--patch kitHelmetSunglassesJerseyUndershirt?(optional)GlovesShortsSocksShoes with cleatsEnergy barChange of clothesPost-race food and waterFirst-aid kitBike lockCamera or CamcorderTowelBaby wipesMoneyRegistration form and/or licenseLight (for 24 hour races).
Good Samaritan Hospital Sponsors Colorectal Cancer Screenings
Suffern, N.Y. (ContentDesk) February 7, 2006 -- Good Samaritan Hospital is pleased to sponsor free colon cancer screenings through the Rockland County Cancer Institute, by appointment through the Rockland County Department of Health.
Many times colon cancer begins with only a small growth or polyp that is not yet cancerous.
This screening process will help to identify these growths and allow your doctor to address them before they become cancerous.
The chances of both men and women developing colon cancer increase greatly after age 50, and now through Good Samaritan Hospitals sponsorship, all community members will be given the opportunity to partake in this important health screening.A simple screening may save your life, so call and make an appointment today.
Eligible participants must be:"????50 years or older"????A Rockland County resident"????Have no symptoms OR be at high risk for colon cancer"????Have no health insurance or have health insurance...
Good Samaritan Hospital Sponsors Colorectal Cancer Screenings
POUCH PETS CAN NOW BE ORDERED ONLINE JUST IN TIME FOR THE HOLIDAYS
Alive & Kicking Enterprises,Inc., maker of Pouch Pets, recently announced that Pouch Pets, those fun, soft fabric pouch-like handbags in animal shapes, can now be ordered online at www.pouchpets.com --just in time for the holidays. There are eleven different Pouch Pets in the line --three different dogs (a Dachshund, a Beagle and a Scottie) a cat, a bunny, a duck, a whale, a dolphin, an elephant, a pig and a hippo.Pouch...
Car insurance POUCH PETS CAN NOW BE ORDERED ONLINE JUST IN TIME FOR THE HOLIDAYS Should You Hire An Accident Attorney
When Not To Agree To A Home Equity Loan
Before you borrow money on your home's equity, think twice so you don't end up paying more than you expected.According to the Federal Trade Commission, homeowners-particularly elderly, minority and those with low incomes or poor credit should be careful when borrowing money based on their home equity. Certain abusive or exploitative lenders target these borrowers, who unwittingly may be putting their home on the line. Abusive lending practices range from equity stripping and loan flipping to hiding...
Car insurance checks
Car insurance Should You Hire An Accident Attorney razr phone 
TypicalDutchStuff.com Introduces "Candy in a Can"
(ContentDesk) September 26, 2005 -- TypicalDutchStuff.com introduced a new selection of original gifts to their website: "Candy in a Can." This section of the site offers customers typically Dutch candy, wrapped, and unwrapped, sealed in a customized, decorative can. Typical Dutch Stuff has a large selection of can labels, making this the perfect all-occasion gift."I absolutely love this idea," says Wendy de Laat, owner and founder of Typical Dutch Stuff, "because it adds a little originality...
Car insurance